The insurance policy that insures nothing
Hold $PONSURE and get paid $PONS every hour. Nothing to stake, nothing to claim, nothing to sign. We underwrite no risk whatsoever — and that is the most honest thing about it.
The plan
A real insurer takes your premium, keeps most of it, and pays out when it decides you qualify. This takes a slice of every trade, buys $PONS with it, and hands the PONS to whoever is holding. There is no claim to make, because there is nothing to claim.
What it costs you
That is less than the comparable product charges. Most launches on this chain will not show you the middle column at all.
A team can route every last fee to holders and appear to earn nothing. What that usually means is that the team is paid somewhere you cannot see — almost always a large bag of the token bought before launch. A team with only a token position and no fee income makes its money by selling to its own holders. There is no third option: running this costs money, so somebody is paying for it either way.
Ours is tied to trading volume, which means we get paid when this stays alive rather than when it spikes and we leave. It is 0.70% whether the token goes up or down, so we have no reason to prefer a spike over a year.
Being told costs you nothing here. The fee is the same whether or not we mention it, and it was always visible on chain to anyone who went looking. The only question was whether you had to go looking.
How it's worked out
How much you hold. That is your ceiling. Hold 2% of the eligible supply and you cannot be paid more than 2% of a round. The contract rejects anything larger, whatever we submit.
How long you held it. Held the full hour, you get your full share. Bought with ten minutes left, you get about ten minutes' worth.
Buying just before a payout and selling just after earns you almost nothing. That is on purpose.
The pool's own liquidity is left out of the split — it is not a person and cannot be paid — so your share is a little larger than your percentage of the total supply would suggest.
Some wallets hit their ceiling and the remainder goes unspent. It stays in the contract and rolls into the next round. There is no withdraw function, so nobody can take it out — us included.
Your policy
Verify it yourself
We publish the full working for every round as a file. This tool reads what actually happened on chain and checks it against that file, line by line, in your browser, using whichever node you point it at.
It checks the one thing that can actually go wrong. Nobody can be overpaid regardless of what we submit — the contract enforces that, and no amount of dishonesty on our part gets past it. What we could manipulate is the account we give of it. So the account is what gets checked.
It does not recompute the time-weighting — that needs every transfer log for the round, which is too slow in a browser. The full recomputation is a command-line tool in the repository. It has been run against another product built the same way and reproduced its payouts to within 0.05%, with the same set of recipients to the address. So this is a demonstrated claim, not a promise.
The receipts
Each row is a set of transactions on the chain. Open one and you get the exact list of wallets and amounts, straight from the explorer. Nothing here is a figure we typed in.
| Round | When | Window | PONS sent | Paid | Proof |
|---|---|---|---|---|---|
| Loading… | |||||
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Before you buy
Pick a stake. This works out what it would have earned across the rounds already paid, using the same published figures as the rest of this page. Past rounds only. Nobody can tell you what the next one pays.
The rankings
The wallets paid the most since launch. No prize for being here and no way to buy your way in — it is simply who held the most, for the longest, while the fees were coming in.
| # | Wallet | PONS received | Share of everything paid |
|---|---|---|---|
| Loading… | |||
The claim we don't make
The name says premiums. This is not insurance and we underwrite nothing. That is not buried in a disclaimer, it is the design — because on-chain rug insurance cannot exist. Not "nobody has built it properly yet". It fails as arithmetic.
| What the numbers look like | |
|---|---|
| Tokens on a comparable launchpad that ever graduate | 0.198% |
| Studied tokens whose liquidity fell below $1,000 | 98.6% |
| Rug-pull candidates in a sample of early Solana DEX launches | 76,469 / 100,063 |
Nexus Mutual is the largest insurer in DeFi — six years, real actuaries, a real capital pool. It explicitly excludes rug pulls, and says why: they are too hard to price, and the moral hazard is too high. Cover them and the cover gets gamed.
Anything claiming to insure you against a rug is either mispriced and doomed, or will refuse the claim when it matters. We took the third option: promise nothing, and put every movement of every coin on chain where you can check it.
A fair comparison, we feel
| A real insurer | This | |
|---|---|---|
| Claims | Assessed, and sometimes denied | We never pay out, so there is nothing to deny |
| The terms | Revised when it suits them | Immutable code, no owner, no upgrade path |
| Getting out | Surrender charges and paperwork | Sell whenever; keep everything already paid to you |
| The books | An annual report, eventually | Every payment, on chain, now |
| What they take | Somewhere in the filings | Third section of this page |
"We never pay out" reads like the weak line. In this table it is the strongest one, because it makes never paying and never welching the same sentence.
The fine print, in plain English
"Unruggable" gets said a lot and usually means nothing. Here is the actual split: what the code makes impossible, and the parts that still need trust. Read both.
Verify it yourself
| What it is | Address |
|---|
Source is verified on the explorer. Read it rather than taking our word for any of this.